Privacy Policy

Privacy Policy

Introduction

Welcome to https://invoice-factoring-how-it-works-when-to-use-it.laneexplorer.com (hereafter referred to as “Invoice Factoring: How It Works & When to Use It,” “we,” or “our”). We are committed to maintaining the privacy and security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and protection of information from our website visitors, application users, and service subscribers. Our goal is to ensure transparency while adhering to relevant data privacy laws worldwide, including Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), Quebec Law 25, the General Data Protection Regulation (GDPR) of the European Union, Brazil’s General Data Protection Law (LGPD), California’s Consumer Privacy Act (CCPA/CPRA), Colorado’s Privacy Act, Utah’s Consumer Sales Privacy Act (UCPA), Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA), Virginia’s Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party platforms, apps, or services accessible through links on our site. These entities have their own privacy policies governing data collection and usage, so we encourage you to review them before using any such third-party services.

Processing Activities

This Privacy Policy applies when:

  1. You access or use any of our applications or services as an authorized user.
  2. You visit our websites linked to this policy.
  3. You engage with us through communications, including newsletters, emails, phone calls, or texts/SMS messages.

Personal Data Collection

We collect several types of personal data to enhance your experience and improve our services. This includes:

  • Account Information: Details related to your registration and account creation, such as username, email address, and password.
  • Payment Information: Cardholder data, payment history, and billing addresses required for processing transactions.
  • Financial Information: Data about your business finances, including income, expenses, and invoicing details (if applicable).
  • Purchase Information: Items you buy from us, purchase frequency, and associated transaction IDs.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network information to facilitate seamless application use.
  • Location Data: Your geographical location data when you interact with our services on a map or during delivery tracking.
  • Feedback: Comments, reviews, and responses provided by users to help us improve our products and services.
  • Social Media Information: Publicly available data from social media platforms when you choose to log in through these accounts on our applications.
  • Product Information: Details about the products or services you show interest in or purchase from us.

We collect this data using various methods, including direct user input, tracking technologies (like cookies), and third-party data providers.

Cookies

Our website uses cookies to enhance your experience and gather analytics. Cookies are small text files stored on your device that serve different purposes:

  • Strictly Necessary: These ensure basic functions of our site work correctly. For example, they allow you to log in.
  • Preference: Cookies store settings tailored to your preferences, like language or display settings.
  • Analytics: They help us understand how our website is used, enabling us to improve its performance and content.

Users can control non-essential cookies through our Cookie Manager, allowing you to customize your cookie settings.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If you are a parent or guardian concerned about your child’s online privacy, please contact us, and we will make every effort to assist you.

Your Rights

Depending on your location, you have certain rights regarding your personal data:

  • Access: You can request access to the personal data we hold about you.
  • Rectification: The right to have inaccurate or incomplete data corrected.
  • Erasure (Right to be Forgotten): Under specific circumstances, you can request the deletion of your data.
  • Restriction: You may limit our processing of your information in certain situations.
  • Portability: The ability to receive your personal data in a structured, commonly used format.
  • Objection: Oppose the processing of your data for specific purposes.
  • Non-Discrimination: Ensure no adverse decisions are made solely based on automated processing of your data.

To exercise these rights or have any data-related inquiries, please contact our Data Privacy Team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy as needed to reflect changes in our practices or legal requirements. Any modifications will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we protect your personal information.

Contact Information

For any privacy-related inquiries, unsubscribe requests, or data subject access requests, please contact us:

  • Email: contact@invoice-factoring-how-it-works-when-to-use-it.laneexplorer.com
  • Address: [Provide our physical address]

We appreciate your trust in handling your personal data. Your satisfaction and security are our priorities.